At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,357/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,714/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Lai Chi Kok Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 2號
- Saleable Area
- 529 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-16 | HK$3.65M | +180.6% 14.0y |
| 2010-01-04 | HK$1.30M | +62.5% 2.7y |
| 2007-04-10 | HK$800K | −7.0% |
| 2007-02-26 | HK$860K | +0.5% |
| 2007-02-26 | HK$855K | −14.5% 10.1y |
| 1997-01-14 | HK$1.00M | +19.0% 0.2y |
| 1996-11-23 | HK$840K | −0.1% |
| 1996-11-23 | HK$841K | — |