At today's rate and a 90% mortgage, the deposit on this unit is about HK$282K, with repayments around HK$12,300/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$282K · loan HK$2.54M · min. income ≈ HK$24,600/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Lai Chi Kok Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 2號
- Saleable Area
- 529 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-23 | HK$3.57M | +6.1% 8.5y |
| 2015-06-01 | HK$3.37M | −0.0% |
| 2015-06-01 | HK$3.37M | +195.7% 6.9y |
| 2008-07-14 | HK$1.14M | +128.0% 3.6y |
| 2005-01-08 | HK$500K | — |