▼ 0.50% · 3.625%
HK$2,567
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,647
−HK$81/mo
Today · 4.125%
HK$2,728
baseline
▲ 0.50% · 4.625%
HK$2,894
+HK$166/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$5,456/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$78/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$158/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,823
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,911
−HK$89/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$183/mo
Deposit HK$507K · loan HK$619K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$86/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$174/mo
Deposit HK$507K · loan HK$619K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$97/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,472
+HK$199/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$94/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$190/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$105/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$216/mo
Deposit HK$394K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$101/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$206/mo
Deposit HK$394K · loan HK$732K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,593
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,705
−HK$114/mo
Today · 4.125%
HK$3,819
baseline
▲ 0.50% · 4.625%
HK$4,051
+HK$232/mo
Deposit HK$338K · loan HK$788K · min. income ≈ HK$7,638/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$109/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$222/mo
Deposit HK$338K · loan HK$788K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$122/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$248/mo
Deposit HK$281K · loan HK$844K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$117/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$238/mo
Deposit HK$281K · loan HK$844K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,235
−HK$129/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$266/mo
Deposit HK$225K · loan HK$901K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$125/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$253/mo
Deposit HK$225K · loan HK$901K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$282/mo
Deposit HK$169K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$133/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$269/mo
Deposit HK$169K · loan HK$957K · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$146/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$299/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$140/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$285/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).