▼ 0.50% · 3.625%
HK$2,345
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,418
−HK$74/mo
Today · 4.125%
HK$2,492
baseline
▲ 0.50% · 4.625%
HK$2,643
+HK$151/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$4,984/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,609
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,679
−HK$70/mo
Today · 4.125%
HK$2,749
baseline
▲ 0.50% · 4.625%
HK$2,894
+HK$145/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$5,498/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,579
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$81/mo
Today · 4.125%
HK$2,741
baseline
▲ 0.50% · 4.625%
HK$2,908
+HK$167/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,482/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,869
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,946
−HK$78/mo
Today · 4.125%
HK$3,024
baseline
▲ 0.50% · 4.625%
HK$3,184
+HK$160/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,048/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,814
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$89/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$182/mo
Deposit HK$411K · loan HK$617K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$85/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$174/mo
Deposit HK$411K · loan HK$617K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,048
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,143
−HK$96/mo
Today · 4.125%
HK$3,239
baseline
▲ 0.50% · 4.625%
HK$3,436
+HK$197/mo
Deposit HK$360K · loan HK$668K · min. income ≈ HK$6,478/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$92/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,763
+HK$189/mo
Deposit HK$360K · loan HK$668K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,385
−HK$104/mo
Today · 4.125%
HK$3,489
baseline
▲ 0.50% · 4.625%
HK$3,701
+HK$212/mo
Deposit HK$308K · loan HK$720K · min. income ≈ HK$6,978/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$99/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$203/mo
Deposit HK$308K · loan HK$720K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$111/mo
Today · 4.125%
HK$3,738
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$227/mo
Deposit HK$257K · loan HK$771K · min. income ≈ HK$7,476/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$106/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,342
+HK$218/mo
Deposit HK$257K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$119/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$243/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$113/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$232/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$126/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$258/mo
Deposit HK$154K · loan HK$874K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$121/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$247/mo
Deposit HK$154K · loan HK$874K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,352
−HK$133/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$273/mo
Deposit HK$103K · loan HK$925K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$128/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,210
+HK$261/mo
Deposit HK$103K · loan HK$925K · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).