▼ 0.50% · 3.625%
HK$2,321
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,393
−HK$74/mo
Today · 4.125%
HK$2,467
baseline
▲ 0.50% · 4.625%
HK$2,617
+HK$150/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$4,934/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,582
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,651
−HK$71/mo
Today · 4.125%
HK$2,722
baseline
▲ 0.50% · 4.625%
HK$2,865
+HK$143/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$5,444/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,553
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$80/mo
Today · 4.125%
HK$2,713
baseline
▲ 0.50% · 4.625%
HK$2,878
+HK$165/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,426/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,840
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$77/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$158/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,785
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$88/mo
Today · 4.125%
HK$2,960
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$180/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$5,920/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,182
−HK$84/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$172/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,111
−HK$96/mo
Today · 4.125%
HK$3,207
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$195/mo
Deposit HK$356K · loan HK$662K · min. income ≈ HK$6,414/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,357
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,447
−HK$91/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$187/mo
Deposit HK$356K · loan HK$662K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,250
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,351
−HK$102/mo
Today · 4.125%
HK$3,453
baseline
▲ 0.50% · 4.625%
HK$3,663
+HK$210/mo
Deposit HK$305K · loan HK$713K · min. income ≈ HK$6,906/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$98/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,011
+HK$201/mo
Deposit HK$305K · loan HK$713K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$110/mo
Today · 4.125%
HK$3,700
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$225/mo
Deposit HK$254K · loan HK$763K · min. income ≈ HK$7,400/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$106/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,298
+HK$215/mo
Deposit HK$254K · loan HK$763K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$118/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$240/mo
Deposit HK$204K · loan HK$814K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$113/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$229/mo
Deposit HK$204K · loan HK$814K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$124/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$255/mo
Deposit HK$153K · loan HK$865K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$120/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$244/mo
Deposit HK$153K · loan HK$865K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$132/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$270/mo
Deposit HK$102K · loan HK$916K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$126/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$258/mo
Deposit HK$102K · loan HK$916K · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).