▼ 0.50% · 3.625%
HK$2,675
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,758
−HK$84/mo
Today · 4.125%
HK$2,842
baseline
▲ 0.50% · 4.625%
HK$3,015
+HK$173/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$5,684/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,975
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,055
−HK$81/mo
Today · 4.125%
HK$3,136
baseline
▲ 0.50% · 4.625%
HK$3,302
+HK$166/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$6,272/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,942
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,034
−HK$93/mo
Today · 4.125%
HK$3,127
baseline
▲ 0.50% · 4.625%
HK$3,317
+HK$190/mo
Deposit HK$528K · loan HK$645K · min. income ≈ HK$6,254/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,273
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,361
−HK$89/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,632
+HK$182/mo
Deposit HK$528K · loan HK$645K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,210
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$102/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$207/mo
Deposit HK$469K · loan HK$704K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,571
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$97/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$199/mo
Deposit HK$469K · loan HK$704K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$110/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$225/mo
Deposit HK$411K · loan HK$762K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,868
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$105/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$215/mo
Deposit HK$411K · loan HK$762K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$118/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$242/mo
Deposit HK$352K · loan HK$821K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$114/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$231/mo
Deposit HK$352K · loan HK$821K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,012
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$127/mo
Today · 4.125%
HK$4,264
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$259/mo
Deposit HK$293K · loan HK$880K · min. income ≈ HK$8,528/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,463
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$121/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,952
+HK$248/mo
Deposit HK$293K · loan HK$880K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,279
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$136/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$276/mo
Deposit HK$235K · loan HK$938K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$130/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$264/mo
Deposit HK$235K · loan HK$938K · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$144/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$294/mo
Deposit HK$176K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$138/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$281/mo
Deposit HK$176K · loan HK$997K · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$152/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$312/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$145/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$298/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).