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At today's rate and a 90% mortgage, the deposit on this unit is about HK$373K, with repayments around HK$16,270/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$373K · loan HK$3.36M · min. income ≈ HK$32,540/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 319 ft²
- Efficiency
- 101%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-06 | HK$5.33M | +11.3% 4.1y · 3.0%/yr |
| 2018-04-24 | HK$4.79M | +289.4% 10.5y · 28.0%/yr |
| 2007-10-29 | HK$1.23M | −36.9% |
| 1997-07-16 | HK$1.95M | +17.5% |
| 1997-06-26 | HK$1.66M | — |