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Crescira AVM · estimated value Medium confidence
HK$3.94M
≈ HK$13,172 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,179/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,165
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,668
−HK$511/mo
Today · 4.125%
HK$17,179
baseline
▲ 0.50% · 4.625%
HK$18,224
+HK$1,045/mo

Deposit HK$394K · loan HK$3.54M · min. income ≈ HK$34,358/mo (50% DSR)

Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Cheung Sha Wan Station
≈ 5 min walk · 352 m
Education
72
schools within 1 km (25 within 500 m)
Daily convenience
72
within 1 km (27 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 72 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
C
Saleable Area
299 Saleable ft²
Gross Area
368 ft²
Efficiency
81%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2020-12-24 HK$5.18M +32.8%
4.2y · 8.0%/yr
2016-11-14 HK$3.90M +30.0%
3.3y · 9.0%/yr
2013-07-29 HK$3.00M +37.6%
2012-05-23 HK$2.18M +118.0%
2000-10-09 HK$1.00M
Data sourced from Renavon.com