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Crescira AVM · estimated value Medium confidence
HK$3.51M
≈ HK$12,641 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$351K, with repayments around HK$15,328/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,424
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,873
−HK$455/mo
Today · 4.125%
HK$15,328
baseline
▲ 0.50% · 4.625%
HK$16,261
+HK$933/mo

Deposit HK$351K · loan HK$3.16M · min. income ≈ HK$30,656/mo (50% DSR)

Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Cheung Sha Wan Station
≈ 6 min walk · 424 m
Education
76
schools within 1 km (25 within 500 m)
Daily convenience
71
within 1 km (26 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 76 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
F
Saleable Area
278 Saleable ft²
Gross Area
341 ft²
Efficiency
82%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2022-05-27 HK$4.85M +50.2%
5.9y · 8.0%/yr
2016-07-04 HK$3.23M +11.4%
3.3y · 3.0%/yr
2013-03-22 HK$2.90M +69.6%
2010-12-03 HK$1.71M +31.5%
2009-10-13 HK$1.30M +8.3%
1996-09-06 HK$1.20M
Data sourced from Renavon.com