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At today's rate and a 90% mortgage, the deposit on this unit is about HK$341K, with repayments around HK$14,880/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$341K · loan HK$3.07M · min. income ≈ HK$29,760/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 71 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 82%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-07 | HK$4.25M | −7.6% 3.9y · −2.0%/yr |
| 2019-05-06 | HK$4.60M | +41.1% 3.3y · 13.0%/yr |
| 2016-01-21 | HK$3.26M | +141.5% 3.6y · 14.0%/yr |
| 2010-01-06 | HK$1.35M | +18.4% |
| 2008-09-25 | HK$1.14M | +50.0% |
| 2004-10-16 | HK$760K | −43.3% |
| 1996-12-17 | HK$1.34M | — |