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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,151/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,302/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 277 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-07 | HK$4.53M | +84.1% 5.9y · 14.0%/yr |
| 2012-10-09 | HK$2.46M | +33.0% |
| 2010-10-26 | HK$1.85M | +68.2% |
| 2009-01-19 | HK$1.10M | +22.2% |
| 2008-01-25 | HK$900K | +36.4% |
| 2005-12-22 | HK$660K | −8.3% |
| 2002-12-20 | HK$720K | +118.2% |
| 2002-09-16 | HK$330K | −74.2% |
| 1997-08-30 | HK$1.28M | — |