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At today's rate and a 90% mortgage, the deposit on this unit is about HK$278K, with repayments around HK$12,141/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$278K · loan HK$2.51M · min. income ≈ HK$24,282/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 268 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 77%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-06 | HK$2.95M | −19.2% 2.2y · −9.0%/yr |
| 2022-03-30 | HK$3.65M | +54.0% 9.2y · 6.0%/yr |
| 2012-12-31 | HK$2.37M | +137.0% |
| 2009-04-09 | HK$1.00M | +61.3% |
| 2001-06-26 | HK$620K | −56.3% |
| 1997-11-14 | HK$1.42M | — |