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Crescira AVM · estimated value Medium confidence
HK$5.13M
≈ HK$13,496 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,370/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,050
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,705
−HK$665/mo
Today · 4.125%
HK$22,370
baseline
▲ 0.50% · 4.625%
HK$23,731
+HK$1,361/mo

Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,740/mo (50% DSR)

Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,393 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Cheung Sha Wan Station
≈ 8 min walk · 596 m
Education
45
schools within 1 km (13 within 500 m)
Daily convenience
52
within 1 km (18 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
19/F
Flat
B
Saleable Area
380 Saleable ft²
Gross Area
572 ft²
Efficiency
66%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2011-09-07 HK$2.78M +82.9%
2007-12-28 HK$1.52M +4.8%
2004-09-23 HK$1.45M +31.8%
2003-06-05 HK$1.10M −60.7%
1997-04-29 HK$2.80M
Data sourced from Renavon.com