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Crescira AVM · estimated value Medium confidence
HK$4.03M
≈ HK$13,761 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,587/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,549
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,064
−HK$523/mo
Today · 4.125%
HK$17,587
baseline
▲ 0.50% · 4.625%
HK$18,657
+HK$1,070/mo

Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,174/mo (50% DSR)

Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$6,498 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Cheung Sha Wan Station
≈ 8 min walk · 596 m
Education
45
schools within 1 km (13 within 500 m)
Daily convenience
52
within 1 km (18 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
11/F
Flat
A
Saleable Area
293 Saleable ft²
Gross Area
438 ft²
Efficiency
67%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2018-08-14 HK$5.17M +198.7%
7.7y · 26.0%/yr
2010-12-16 HK$1.73M +76.5%
2004-03-24 HK$980K −51.5%
1997-04-09 HK$2.02M
Data sourced from Renavon.com