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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,903/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.46M · min. income ≈ HK$23,806/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- F
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 315 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-23 | HK$3.50M | +25.0% 3.8y · 7.0%/yr |
| 2017-11-17 | HK$2.80M | +409.1% 11.5y · 36.0%/yr |
| 2006-06-07 | HK$550K | +7.8% |
| 2006-03-27 | HK$510K | +27.5% |
| 2004-12-09 | HK$400K | +17.6% |
| 2004-12-07 | HK$340K | −2.9% |
| 2002-12-11 | HK$350K | −65.0% |
| 1999-06-17 | HK$1.00M | −9.1% |
| 1997-10-17 | HK$1.10M | — |