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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,740/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.42M · min. income ≈ HK$23,480/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 315 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-05 | HK$3.49M | −3.1% 2.2y · −1.0%/yr |
| 2020-04-21 | HK$3.60M | +65.1% 6.2y · 10.0%/yr |
| 2014-02-17 | HK$2.18M | +63.9% |
| 2011-03-17 | HK$1.33M | +77.3% |
| 2000-10-26 | HK$750K | −40.0% |
| 1998-04-03 | HK$1.25M | — |