▼ 0.50% · 3.625%
HK$2,072
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,137
−HK$65/mo
Today · 4.125%
HK$2,202
baseline
▲ 0.50% · 4.625%
HK$2,336
+HK$134/mo
Deposit HK$454K · loan HK$454K · min. income ≈ HK$4,404/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,305
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,367
−HK$63/mo
Today · 4.125%
HK$2,430
baseline
▲ 0.50% · 4.625%
HK$2,558
+HK$128/mo
Deposit HK$454K · loan HK$454K · min. income ≈ HK$4,860/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,279
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,350
−HK$72/mo
Today · 4.125%
HK$2,422
baseline
▲ 0.50% · 4.625%
HK$2,570
+HK$148/mo
Deposit HK$409K · loan HK$500K · min. income ≈ HK$4,844/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,536
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$69/mo
Today · 4.125%
HK$2,673
baseline
▲ 0.50% · 4.625%
HK$2,814
+HK$141/mo
Deposit HK$409K · loan HK$500K · min. income ≈ HK$5,346/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,487
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,564
−HK$79/mo
Today · 4.125%
HK$2,643
baseline
▲ 0.50% · 4.625%
HK$2,803
+HK$160/mo
Deposit HK$364K · loan HK$545K · min. income ≈ HK$5,286/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,766
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$75/mo
Today · 4.125%
HK$2,916
baseline
▲ 0.50% · 4.625%
HK$3,069
+HK$153/mo
Deposit HK$364K · loan HK$545K · min. income ≈ HK$5,832/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,778
−HK$85/mo
Today · 4.125%
HK$2,863
baseline
▲ 0.50% · 4.625%
HK$3,037
+HK$174/mo
Deposit HK$318K · loan HK$591K · min. income ≈ HK$5,726/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,997
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$82/mo
Today · 4.125%
HK$3,159
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$166/mo
Deposit HK$318K · loan HK$591K · min. income ≈ HK$6,318/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,901
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$92/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,271
+HK$188/mo
Deposit HK$273K · loan HK$636K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,227
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$88/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$179/mo
Deposit HK$273K · loan HK$636K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,108
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$98/mo
Today · 4.125%
HK$3,303
baseline
▲ 0.50% · 4.625%
HK$3,504
+HK$201/mo
Deposit HK$227K · loan HK$682K · min. income ≈ HK$6,606/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$94/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$192/mo
Deposit HK$227K · loan HK$682K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,316
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$104/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,738
+HK$215/mo
Deposit HK$182K · loan HK$727K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$101/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$205/mo
Deposit HK$182K · loan HK$727K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$112/mo
Today · 4.125%
HK$3,744
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$227/mo
Deposit HK$136K · loan HK$772K · min. income ≈ HK$7,488/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$107/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$217/mo
Deposit HK$136K · loan HK$772K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$118/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$241/mo
Deposit HK$91K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$113/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$230/mo
Deposit HK$91K · loan HK$818K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).