▼ 0.50% · 3.625%
HK$1,666
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,718
−HK$53/mo
Today · 4.125%
HK$1,771
baseline
▲ 0.50% · 4.625%
HK$1,879
+HK$108/mo
Deposit HK$365K · loan HK$365K · min. income ≈ HK$3,542/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,854
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,904
−HK$50/mo
Today · 4.125%
HK$1,954
baseline
▲ 0.50% · 4.625%
HK$2,057
+HK$103/mo
Deposit HK$365K · loan HK$365K · min. income ≈ HK$3,908/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,833
−HK$115/mo
▼ 0.25% · 3.875%
HK$1,890
−HK$58/mo
Today · 4.125%
HK$1,948
baseline
▲ 0.50% · 4.625%
HK$2,067
+HK$119/mo
Deposit HK$329K · loan HK$402K · min. income ≈ HK$3,896/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,039
−HK$110/mo
▼ 0.25% · 3.875%
HK$2,094
−HK$55/mo
Today · 4.125%
HK$2,149
baseline
▲ 0.50% · 4.625%
HK$2,263
+HK$114/mo
Deposit HK$329K · loan HK$402K · min. income ≈ HK$4,298/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,000
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,062
−HK$63/mo
Today · 4.125%
HK$2,125
baseline
▲ 0.50% · 4.625%
HK$2,254
+HK$129/mo
Deposit HK$292K · loan HK$438K · min. income ≈ HK$4,250/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,225
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,284
−HK$61/mo
Today · 4.125%
HK$2,345
baseline
▲ 0.50% · 4.625%
HK$2,468
+HK$123/mo
Deposit HK$292K · loan HK$438K · min. income ≈ HK$4,690/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,166
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,234
−HK$68/mo
Today · 4.125%
HK$2,302
baseline
▲ 0.50% · 4.625%
HK$2,442
+HK$140/mo
Deposit HK$256K · loan HK$475K · min. income ≈ HK$4,604/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,410
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,475
−HK$65/mo
Today · 4.125%
HK$2,540
baseline
▲ 0.50% · 4.625%
HK$2,674
+HK$134/mo
Deposit HK$256K · loan HK$475K · min. income ≈ HK$5,080/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,333
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,406
−HK$73/mo
Today · 4.125%
HK$2,479
baseline
▲ 0.50% · 4.625%
HK$2,630
+HK$151/mo
Deposit HK$219K · loan HK$512K · min. income ≈ HK$4,958/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,595
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,665
−HK$71/mo
Today · 4.125%
HK$2,736
baseline
▲ 0.50% · 4.625%
HK$2,880
+HK$144/mo
Deposit HK$219K · loan HK$512K · min. income ≈ HK$5,472/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,500
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,577
−HK$79/mo
Today · 4.125%
HK$2,656
baseline
▲ 0.50% · 4.625%
HK$2,818
+HK$162/mo
Deposit HK$183K · loan HK$548K · min. income ≈ HK$5,312/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,781
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$76/mo
Today · 4.125%
HK$2,931
baseline
▲ 0.50% · 4.625%
HK$3,086
+HK$155/mo
Deposit HK$183K · loan HK$548K · min. income ≈ HK$5,862/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,666
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$84/mo
Today · 4.125%
HK$2,833
baseline
▲ 0.50% · 4.625%
HK$3,006
+HK$173/mo
Deposit HK$146K · loan HK$585K · min. income ≈ HK$5,666/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,966
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$80/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$165/mo
Deposit HK$146K · loan HK$585K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,921
−HK$90/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$183/mo
Deposit HK$110K · loan HK$621K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$86/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$175/mo
Deposit HK$110K · loan HK$621K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,000
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$95/mo
Today · 4.125%
HK$3,188
baseline
▲ 0.50% · 4.625%
HK$3,382
+HK$194/mo
Deposit HK$73K · loan HK$658K · min. income ≈ HK$6,376/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$91/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$186/mo
Deposit HK$73K · loan HK$658K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).