Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$897K, with repayments around HK$39,140/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,280/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,200 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kowloon Tong Station Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- G/F
- Flat
- E
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 650 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-24 | HK$10.00M | +23.5% 3.2y · 7.0%/yr |
| 2017-05-11 | HK$8.10M | +40.9% 6.0y · 7.0%/yr |
| 2011-05-12 | HK$5.75M | +59.7% |
| 2007-09-25 | HK$3.60M | +10.8% |
| 2005-01-07 | HK$3.25M | +11.3% |
| 2001-02-12 | HK$2.92M | −17.3% |
| 1999-08-18 | HK$3.53M | −45.5% |
| 1997-10-14 | HK$6.48M | +14.7% |
| 1997-05-21 | HK$5.65M | — |