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At today's rate and a 90% mortgage, the deposit on this unit is about HK$256K, with repayments around HK$11,165/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$256K · loan HK$2.30M · min. income ≈ HK$22,330/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A5
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 63%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-05 | HK$2.38M | −32.0% 4.8y · −7.0%/yr |
| 2021-01-12 | HK$3.50M | +25.0% 5.8y · 4.0%/yr |
| 2015-03-19 | HK$2.80M | +102.9% |
| 2011-11-24 | HK$1.38M | — |