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At today's rate and a 90% mortgage, the deposit on this unit is about HK$260K, with repayments around HK$11,359/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$22,718/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A3
- Saleable Area
- 222 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-11 | HK$2.70M | −31.6% 4.4y · −7.0%/yr |
| 2019-08-13 | HK$3.95M | +47.9% 4.8y · 10.0%/yr |
| 2014-10-09 | HK$2.67M | +44.3% |
| 2012-09-14 | HK$1.85M | — |