▼ 0.50% · 3.625%
HK$2,038
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,101
−HK$64/mo
Today · 4.125%
HK$2,165
baseline
▲ 0.50% · 4.625%
HK$2,297
+HK$132/mo
Deposit HK$447K · loan HK$447K · min. income ≈ HK$4,330/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,267
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,328
−HK$61/mo
Today · 4.125%
HK$2,389
baseline
▲ 0.50% · 4.625%
HK$2,515
+HK$126/mo
Deposit HK$447K · loan HK$447K · min. income ≈ HK$4,778/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,241
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,311
−HK$71/mo
Today · 4.125%
HK$2,382
baseline
▲ 0.50% · 4.625%
HK$2,527
+HK$145/mo
Deposit HK$402K · loan HK$491K · min. income ≈ HK$4,764/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,494
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,560
−HK$68/mo
Today · 4.125%
HK$2,628
baseline
▲ 0.50% · 4.625%
HK$2,767
+HK$139/mo
Deposit HK$402K · loan HK$491K · min. income ≈ HK$5,256/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,445
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,521
−HK$77/mo
Today · 4.125%
HK$2,598
baseline
▲ 0.50% · 4.625%
HK$2,757
+HK$159/mo
Deposit HK$357K · loan HK$536K · min. income ≈ HK$5,196/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,720
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$74/mo
Today · 4.125%
HK$2,867
baseline
▲ 0.50% · 4.625%
HK$3,018
+HK$151/mo
Deposit HK$357K · loan HK$536K · min. income ≈ HK$5,734/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,649
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,731
−HK$84/mo
Today · 4.125%
HK$2,815
baseline
▲ 0.50% · 4.625%
HK$2,986
+HK$171/mo
Deposit HK$313K · loan HK$581K · min. income ≈ HK$5,630/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,947
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,026
−HK$80/mo
Today · 4.125%
HK$3,106
baseline
▲ 0.50% · 4.625%
HK$3,270
+HK$164/mo
Deposit HK$313K · loan HK$581K · min. income ≈ HK$6,212/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,853
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,941
−HK$91/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,216
+HK$184/mo
Deposit HK$268K · loan HK$626K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,259
−HK$86/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$176/mo
Deposit HK$268K · loan HK$626K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,056
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,151
−HK$97/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$198/mo
Deposit HK$223K · loan HK$670K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,400
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$93/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$189/mo
Deposit HK$223K · loan HK$670K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,260
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,362
−HK$103/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$210/mo
Deposit HK$179K · loan HK$715K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,627
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$99/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$201/mo
Deposit HK$179K · loan HK$715K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$109/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$224/mo
Deposit HK$134K · loan HK$760K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$105/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$214/mo
Deposit HK$134K · loan HK$760K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$89K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$226/mo
Deposit HK$89K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).