▼ 0.50% · 3.625%
HK$1,628
−HK$102/mo
▼ 0.25% · 3.875%
HK$1,679
−HK$51/mo
Today · 4.125%
HK$1,730
baseline
▲ 0.50% · 4.625%
HK$1,835
+HK$105/mo
Deposit HK$357K · loan HK$357K · min. income ≈ HK$3,460/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,811
−HK$98/mo
▼ 0.25% · 3.875%
HK$1,860
−HK$49/mo
Today · 4.125%
HK$1,909
baseline
▲ 0.50% · 4.625%
HK$2,010
+HK$101/mo
Deposit HK$357K · loan HK$357K · min. income ≈ HK$3,818/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,791
−HK$112/mo
▼ 0.25% · 3.875%
HK$1,846
−HK$57/mo
Today · 4.125%
HK$1,903
baseline
▲ 0.50% · 4.625%
HK$2,019
+HK$116/mo
Deposit HK$321K · loan HK$393K · min. income ≈ HK$3,806/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,992
−HK$108/mo
▼ 0.25% · 3.875%
HK$2,046
−HK$54/mo
Today · 4.125%
HK$2,100
baseline
▲ 0.50% · 4.625%
HK$2,210
+HK$110/mo
Deposit HK$321K · loan HK$393K · min. income ≈ HK$4,200/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,954
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,014
−HK$62/mo
Today · 4.125%
HK$2,076
baseline
▲ 0.50% · 4.625%
HK$2,202
+HK$126/mo
Deposit HK$286K · loan HK$428K · min. income ≈ HK$4,152/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,173
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,232
−HK$59/mo
Today · 4.125%
HK$2,291
baseline
▲ 0.50% · 4.625%
HK$2,411
+HK$120/mo
Deposit HK$286K · loan HK$428K · min. income ≈ HK$4,582/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,116
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,182
−HK$67/mo
Today · 4.125%
HK$2,249
baseline
▲ 0.50% · 4.625%
HK$2,386
+HK$137/mo
Deposit HK$250K · loan HK$464K · min. income ≈ HK$4,498/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,354
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,418
−HK$64/mo
Today · 4.125%
HK$2,482
baseline
▲ 0.50% · 4.625%
HK$2,612
+HK$130/mo
Deposit HK$250K · loan HK$464K · min. income ≈ HK$4,964/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,279
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,350
−HK$72/mo
Today · 4.125%
HK$2,422
baseline
▲ 0.50% · 4.625%
HK$2,569
+HK$147/mo
Deposit HK$214K · loan HK$500K · min. income ≈ HK$4,844/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,535
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,603
−HK$69/mo
Today · 4.125%
HK$2,672
baseline
▲ 0.50% · 4.625%
HK$2,813
+HK$141/mo
Deposit HK$214K · loan HK$500K · min. income ≈ HK$5,344/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,442
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,518
−HK$77/mo
Today · 4.125%
HK$2,595
baseline
▲ 0.50% · 4.625%
HK$2,753
+HK$158/mo
Deposit HK$178K · loan HK$535K · min. income ≈ HK$5,190/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$74/mo
Today · 4.125%
HK$2,863
baseline
▲ 0.50% · 4.625%
HK$3,014
+HK$151/mo
Deposit HK$178K · loan HK$535K · min. income ≈ HK$5,726/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,605
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,686
−HK$82/mo
Today · 4.125%
HK$2,768
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$168/mo
Deposit HK$143K · loan HK$571K · min. income ≈ HK$5,536/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$79/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$161/mo
Deposit HK$143K · loan HK$571K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,767
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,854
−HK$87/mo
Today · 4.125%
HK$2,941
baseline
▲ 0.50% · 4.625%
HK$3,120
+HK$179/mo
Deposit HK$107K · loan HK$607K · min. income ≈ HK$5,882/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$84/mo
Today · 4.125%
HK$3,245
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$171/mo
Deposit HK$107K · loan HK$607K · min. income ≈ HK$6,490/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,930
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,021
−HK$93/mo
Today · 4.125%
HK$3,114
baseline
▲ 0.50% · 4.625%
HK$3,303
+HK$189/mo
Deposit HK$71K · loan HK$643K · min. income ≈ HK$6,228/mo (50% DSR)
Upfront cash ≈ HK$71K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,260
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,347
−HK$89/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,617
+HK$181/mo
Deposit HK$71K · loan HK$643K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$71K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).