Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$381K, with repayments around HK$16,615/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$381K · loan HK$3.43M · min. income ≈ HK$33,230/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 308 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 63%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-13 | HK$5.63M | +23.7% 4.6y · 5.0%/yr |
| 2017-06-02 | HK$4.55M | +108.7% 6.4y · 17.0%/yr |
| 2011-01-26 | HK$2.18M | +29.0% |
| 2009-11-18 | HK$1.69M | +15.8% |
| 2009-07-07 | HK$1.46M | +19.7% |
| 2001-06-13 | HK$1.22M | — |