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At today's rate and a 90% mortgage, the deposit on this unit is about HK$313K, with repayments around HK$13,636/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$313K · loan HK$2.81M · min. income ≈ HK$27,272/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 251 Saleable ft²
- Gross Area
- 382 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-15 | HK$3.55M | +22.9% 0.5y |
| 2025-12-22 | HK$2.89M | −2.1% 8.9y · −3.0%/yr |
| 2024-06-19 | HK$2.95M | −27.3% 7.4y · −4.0%/yr |
| 2017-02-06 | HK$4.06M | +59.2% 4.7y · 13.0%/yr |
| 2012-06-20 | HK$2.55M | +47.4% |
| 2010-11-03 | HK$1.73M | +40.7% |
| 2008-05-22 | HK$1.23M | +29.5% |
| 2007-11-23 | HK$950K | −49.5% |
| 1997-08-05 | HK$1.88M | +25.3% |
| 1995-11-10 | HK$1.50M | — |