▼ 0.50% · 3.625%
HK$2,785
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$88/mo
Today · 4.125%
HK$2,960
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$180/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$5,920/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,182
−HK$84/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$172/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,064
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,159
−HK$97/mo
Today · 4.125%
HK$3,256
baseline
▲ 0.50% · 4.625%
HK$3,454
+HK$198/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$6,512/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,408
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$92/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,782
+HK$190/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,446
−HK$106/mo
Today · 4.125%
HK$3,552
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$216/mo
Deposit HK$489K · loan HK$733K · min. income ≈ HK$7,104/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,818
−HK$101/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,126
+HK$207/mo
Deposit HK$489K · loan HK$733K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$115/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$234/mo
Deposit HK$428K · loan HK$794K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$110/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$223/mo
Deposit HK$428K · loan HK$794K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$123/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$252/mo
Deposit HK$366K · loan HK$855K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$118/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$241/mo
Deposit HK$366K · loan HK$855K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$132/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$270/mo
Deposit HK$305K · loan HK$916K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$127/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$258/mo
Deposit HK$305K · loan HK$916K · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$141/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$288/mo
Deposit HK$244K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$134/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$276/mo
Deposit HK$244K · loan HK$977K · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$150/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$143/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$293/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$159/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$324/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,577
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$152/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).