▼ 0.50% · 3.625%
HK$2,093
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,159
−HK$66/mo
Today · 4.125%
HK$2,225
baseline
▲ 0.50% · 4.625%
HK$2,360
+HK$135/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,450/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,329
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,391
−HK$64/mo
Today · 4.125%
HK$2,455
baseline
▲ 0.50% · 4.625%
HK$2,584
+HK$129/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,910/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,303
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,374
−HK$73/mo
Today · 4.125%
HK$2,447
baseline
▲ 0.50% · 4.625%
HK$2,596
+HK$149/mo
Deposit HK$413K · loan HK$505K · min. income ≈ HK$4,894/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,562
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$69/mo
Today · 4.125%
HK$2,700
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$143/mo
Deposit HK$413K · loan HK$505K · min. income ≈ HK$5,400/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,512
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,590
−HK$80/mo
Today · 4.125%
HK$2,670
baseline
▲ 0.50% · 4.625%
HK$2,832
+HK$162/mo
Deposit HK$367K · loan HK$551K · min. income ≈ HK$5,340/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,795
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,870
−HK$76/mo
Today · 4.125%
HK$2,946
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$155/mo
Deposit HK$367K · loan HK$551K · min. income ≈ HK$5,892/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,721
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,806
−HK$86/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,068
+HK$176/mo
Deposit HK$321K · loan HK$597K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,028
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,109
−HK$82/mo
Today · 4.125%
HK$3,191
baseline
▲ 0.50% · 4.625%
HK$3,359
+HK$168/mo
Deposit HK$321K · loan HK$597K · min. income ≈ HK$6,382/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,931
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,022
−HK$93/mo
Today · 4.125%
HK$3,115
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$189/mo
Deposit HK$275K · loan HK$643K · min. income ≈ HK$6,230/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,261
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,348
−HK$89/mo
Today · 4.125%
HK$3,437
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$181/mo
Deposit HK$275K · loan HK$643K · min. income ≈ HK$6,874/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,140
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$99/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,540
+HK$203/mo
Deposit HK$230K · loan HK$689K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,493
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$95/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,876
+HK$194/mo
Deposit HK$230K · loan HK$689K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,350
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$106/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$216/mo
Deposit HK$184K · loan HK$734K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$102/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$207/mo
Deposit HK$184K · loan HK$734K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$112/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$230/mo
Deposit HK$138K · loan HK$780K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$108/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$220/mo
Deposit HK$138K · loan HK$780K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,768
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$120/mo
Today · 4.125%
HK$4,005
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$243/mo
Deposit HK$92K · loan HK$826K · min. income ≈ HK$8,010/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,305
−HK$114/mo
Today · 4.125%
HK$4,419
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$232/mo
Deposit HK$92K · loan HK$826K · min. income ≈ HK$8,838/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).