▼ 0.50% · 3.625%
HK$2,226
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,295
−HK$71/mo
Today · 4.125%
HK$2,366
baseline
▲ 0.50% · 4.625%
HK$2,510
+HK$144/mo
Deposit HK$488K · loan HK$488K · min. income ≈ HK$4,732/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,477
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$67/mo
Today · 4.125%
HK$2,610
baseline
▲ 0.50% · 4.625%
HK$2,748
+HK$138/mo
Deposit HK$488K · loan HK$488K · min. income ≈ HK$5,220/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,449
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,525
−HK$77/mo
Today · 4.125%
HK$2,602
baseline
▲ 0.50% · 4.625%
HK$2,761
+HK$159/mo
Deposit HK$439K · loan HK$537K · min. income ≈ HK$5,204/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$74/mo
Today · 4.125%
HK$2,871
baseline
▲ 0.50% · 4.625%
HK$3,023
+HK$152/mo
Deposit HK$439K · loan HK$537K · min. income ≈ HK$5,742/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,671
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,755
−HK$84/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$3,012
+HK$173/mo
Deposit HK$391K · loan HK$586K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,052
−HK$81/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,298
+HK$165/mo
Deposit HK$391K · loan HK$586K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,894
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,984
−HK$92/mo
Today · 4.125%
HK$3,076
baseline
▲ 0.50% · 4.625%
HK$3,263
+HK$187/mo
Deposit HK$342K · loan HK$635K · min. income ≈ HK$6,152/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,306
−HK$88/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$178/mo
Deposit HK$342K · loan HK$635K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$98/mo
Today · 4.125%
HK$3,312
baseline
▲ 0.50% · 4.625%
HK$3,514
+HK$202/mo
Deposit HK$293K · loan HK$683K · min. income ≈ HK$6,624/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$95/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,847
+HK$192/mo
Deposit HK$293K · loan HK$683K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,339
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,443
−HK$106/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,765
+HK$216/mo
Deposit HK$244K · loan HK$732K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$101/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,122
+HK$206/mo
Deposit HK$244K · loan HK$732K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$112/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$231/mo
Deposit HK$195K · loan HK$781K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$108/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$220/mo
Deposit HK$195K · loan HK$781K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$120/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$245/mo
Deposit HK$146K · loan HK$830K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$115/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,672
+HK$234/mo
Deposit HK$146K · loan HK$830K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$126/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$260/mo
Deposit HK$98K · loan HK$879K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$122/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$247/mo
Deposit HK$98K · loan HK$879K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).