▼ 0.50% · 3.625%
HK$2,196
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,264
−HK$69/mo
Today · 4.125%
HK$2,333
baseline
▲ 0.50% · 4.625%
HK$2,475
+HK$142/mo
Deposit HK$481K · loan HK$481K · min. income ≈ HK$4,666/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,443
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,508
−HK$67/mo
Today · 4.125%
HK$2,575
baseline
▲ 0.50% · 4.625%
HK$2,710
+HK$135/mo
Deposit HK$481K · loan HK$481K · min. income ≈ HK$5,150/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,415
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,490
−HK$77/mo
Today · 4.125%
HK$2,567
baseline
▲ 0.50% · 4.625%
HK$2,723
+HK$156/mo
Deposit HK$433K · loan HK$530K · min. income ≈ HK$5,134/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,687
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,759
−HK$73/mo
Today · 4.125%
HK$2,832
baseline
▲ 0.50% · 4.625%
HK$2,981
+HK$149/mo
Deposit HK$433K · loan HK$530K · min. income ≈ HK$5,664/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,635
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,717
−HK$83/mo
Today · 4.125%
HK$2,800
baseline
▲ 0.50% · 4.625%
HK$2,971
+HK$171/mo
Deposit HK$385K · loan HK$578K · min. income ≈ HK$5,600/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,931
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,010
−HK$80/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,253
+HK$163/mo
Deposit HK$385K · loan HK$578K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,943
−HK$90/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$185/mo
Deposit HK$337K · loan HK$626K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$86/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$177/mo
Deposit HK$337K · loan HK$626K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,074
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,170
−HK$97/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,466
+HK$199/mo
Deposit HK$289K · loan HK$674K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,420
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,512
−HK$93/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,795
+HK$190/mo
Deposit HK$289K · loan HK$674K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$241K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$100/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$204/mo
Deposit HK$241K · loan HK$722K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,513
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,622
−HK$112/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,961
+HK$227/mo
Deposit HK$193K · loan HK$770K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$107/mo
Today · 4.125%
HK$4,120
baseline
▲ 0.50% · 4.625%
HK$4,337
+HK$217/mo
Deposit HK$193K · loan HK$770K · min. income ≈ HK$8,240/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$118/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$241/mo
Deposit HK$144K · loan HK$819K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$113/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$231/mo
Deposit HK$144K · loan HK$819K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$125/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$256/mo
Deposit HK$96K · loan HK$867K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$120/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$244/mo
Deposit HK$96K · loan HK$867K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).