▼ 0.50% · 3.625%
HK$3,353
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$106/mo
Today · 4.125%
HK$3,563
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$217/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,126/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$101/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$207/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$116/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$239/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$111/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$228/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$127/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$261/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$121/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$249/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$138/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$282/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$132/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$269/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$148/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,291
+HK$303/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$142/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$159/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$325/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$152/mo
Today · 4.125%
HK$5,897
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,794/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$170/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$346/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,968
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,128
−HK$162/mo
Today · 4.125%
HK$6,290
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,580/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$180/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$368/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$172/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$352/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$191/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$182/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).