▼ 0.50% · 3.625%
HK$3,179
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$101/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,584
+HK$205/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$96/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$197/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$111/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$226/mo
Deposit HK$627K · loan HK$767K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$106/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$216/mo
Deposit HK$627K · loan HK$767K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$121/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$246/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$116/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$236/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,262
−HK$131/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$267/mo
Deposit HK$488K · loan HK$906K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$125/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$255/mo
Deposit HK$488K · loan HK$906K · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,590
−HK$140/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$288/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$135/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$275/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$150/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$309/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$144/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$295/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$161/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$329/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,811
−HK$154/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$315/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$171/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,094
+HK$350/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$164/mo
Today · 4.125%
HK$6,338
baseline
▲ 0.50% · 4.625%
HK$6,672
+HK$334/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$12,676/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,901
−HK$181/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$370/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,367
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$173/mo
Today · 4.125%
HK$6,711
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$354/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,422/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).