▼ 0.50% · 3.625%
HK$4,104
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$129/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$266/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$124/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$254/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$142/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$137/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$156/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$318/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$149/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$304/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$169/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$345/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$161/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$330/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$182/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$371/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$174/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,156
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$195/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,848
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,032
−HK$186/mo
Today · 4.125%
HK$7,218
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,436/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,566
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$207/mo
Today · 4.125%
HK$6,978
baseline
▲ 0.50% · 4.625%
HK$7,403
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,956/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,305
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,501
−HK$199/mo
Today · 4.125%
HK$7,700
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,400/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,977
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,194
−HK$220/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,865
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,762
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,970
−HK$211/mo
Today · 4.125%
HK$8,181
baseline
▲ 0.50% · 4.625%
HK$8,612
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,362/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,387
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,617
−HK$233/mo
Today · 4.125%
HK$7,850
baseline
▲ 0.50% · 4.625%
HK$8,328
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,700/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,218
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,439
−HK$223/mo
Today · 4.125%
HK$8,662
baseline
▲ 0.50% · 4.625%
HK$9,119
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,324/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).