▼ 0.50% · 3.625%
HK$4,405
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$139/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$285/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$133/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$272/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$153/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$313/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$147/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$299/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$167/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,959
+HK$342/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$160/mo
Today · 4.125%
HK$6,198
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$327/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$12,396/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,726
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$181/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$371/mo
Deposit HK$676K · loan HK$1.26M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,370
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$174/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$353/mo
Deposit HK$676K · loan HK$1.26M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,167
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,359
−HK$194/mo
Today · 4.125%
HK$6,553
baseline
▲ 0.50% · 4.625%
HK$6,952
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,106/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$187/mo
Today · 4.125%
HK$7,231
baseline
▲ 0.50% · 4.625%
HK$7,612
+HK$381/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,462/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,607
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,813
−HK$208/mo
Today · 4.125%
HK$7,021
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$428/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,042/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,350
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$200/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,156
+HK$408/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,048
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,267
−HK$223/mo
Today · 4.125%
HK$7,490
baseline
▲ 0.50% · 4.625%
HK$7,945
+HK$455/mo
Deposit HK$386K · loan HK$1.55M · min. income ≈ HK$14,980/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,840
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,051
−HK$213/mo
Today · 4.125%
HK$8,264
baseline
▲ 0.50% · 4.625%
HK$8,700
+HK$436/mo
Deposit HK$386K · loan HK$1.55M · min. income ≈ HK$16,528/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,488
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,721
−HK$237/mo
Today · 4.125%
HK$7,958
baseline
▲ 0.50% · 4.625%
HK$8,442
+HK$484/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,916/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,330
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,554
−HK$227/mo
Today · 4.125%
HK$8,781
baseline
▲ 0.50% · 4.625%
HK$9,243
+HK$462/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,562/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,929
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,175
−HK$251/mo
Today · 4.125%
HK$8,426
baseline
▲ 0.50% · 4.625%
HK$8,938
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,852/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,820
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,057
−HK$240/mo
Today · 4.125%
HK$9,297
baseline
▲ 0.50% · 4.625%
HK$9,787
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,594/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).