▼ 0.50% · 3.625%
HK$3,764
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$119/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$243/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,299
−HK$114/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$233/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$130/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$268/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$125/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$256/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$142/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$292/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$137/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$279/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$154/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$317/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$148/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$302/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$166/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$341/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$159/mo
Today · 4.125%
HK$6,178
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$326/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$12,356/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,821
−HK$178/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$365/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,280
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$171/mo
Today · 4.125%
HK$6,620
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$349/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$13,240/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$190/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$390/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$182/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,433
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$202/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$414/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,118
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,309
−HK$193/mo
Today · 4.125%
HK$7,502
baseline
▲ 0.50% · 4.625%
HK$7,898
+HK$396/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$15,004/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,774
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,985
−HK$214/mo
Today · 4.125%
HK$7,199
baseline
▲ 0.50% · 4.625%
HK$7,637
+HK$438/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,398/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,536
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,739
−HK$205/mo
Today · 4.125%
HK$7,944
baseline
▲ 0.50% · 4.625%
HK$8,362
+HK$418/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,888/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).