▼ 0.50% · 3.625%
HK$3,910
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$124/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$253/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$118/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$242/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$136/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$278/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$130/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$266/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$148/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$160/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$154/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$173/mo
Today · 4.125%
HK$5,817
baseline
▲ 0.50% · 4.625%
HK$6,171
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,634/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,253
−HK$165/mo
Today · 4.125%
HK$6,418
baseline
▲ 0.50% · 4.625%
HK$6,757
+HK$339/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,836/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$185/mo
Today · 4.125%
HK$6,232
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$380/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,464/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,524
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$178/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,239
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$198/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,959
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$189/mo
Today · 4.125%
HK$7,335
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,670/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,646
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,853
−HK$210/mo
Today · 4.125%
HK$7,063
baseline
▲ 0.50% · 4.625%
HK$7,493
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,126/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,394
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,592
−HK$202/mo
Today · 4.125%
HK$7,794
baseline
▲ 0.50% · 4.625%
HK$8,204
+HK$410/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,588/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$223/mo
Today · 4.125%
HK$7,479
baseline
▲ 0.50% · 4.625%
HK$7,934
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,958/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,829
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,039
−HK$213/mo
Today · 4.125%
HK$8,252
baseline
▲ 0.50% · 4.625%
HK$8,687
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,504/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).