▼ 0.50% · 3.625%
HK$3,987
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$126/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$258/mo
Deposit HK$874K · loan HK$874K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,555
−HK$120/mo
Today · 4.125%
HK$4,675
baseline
▲ 0.50% · 4.625%
HK$4,922
+HK$247/mo
Deposit HK$874K · loan HK$874K · min. income ≈ HK$9,350/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,386
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$139/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$283/mo
Deposit HK$787K · loan HK$962K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$133/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,414
+HK$271/mo
Deposit HK$787K · loan HK$962K · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$152/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,394
+HK$309/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$145/mo
Today · 4.125%
HK$5,610
baseline
▲ 0.50% · 4.625%
HK$5,906
+HK$296/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$11,220/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$164/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$335/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$157/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$320/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$176/mo
Today · 4.125%
HK$5,932
baseline
▲ 0.50% · 4.625%
HK$6,293
+HK$361/mo
Deposit HK$525K · loan HK$1.22M · min. income ≈ HK$11,864/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,210
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$169/mo
Today · 4.125%
HK$6,545
baseline
▲ 0.50% · 4.625%
HK$6,890
+HK$345/mo
Deposit HK$525K · loan HK$1.22M · min. income ≈ HK$13,090/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$189/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$386/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,653
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,832
−HK$181/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,382
+HK$369/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,379
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,578
−HK$201/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,192
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,097
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$193/mo
Today · 4.125%
HK$7,480
baseline
▲ 0.50% · 4.625%
HK$7,875
+HK$395/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,960/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,778
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,989
−HK$214/mo
Today · 4.125%
HK$7,203
baseline
▲ 0.50% · 4.625%
HK$7,641
+HK$438/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$14,406/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,540
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,743
−HK$205/mo
Today · 4.125%
HK$7,948
baseline
▲ 0.50% · 4.625%
HK$8,367
+HK$419/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$15,896/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,177
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,400
−HK$227/mo
Today · 4.125%
HK$7,627
baseline
▲ 0.50% · 4.625%
HK$8,091
+HK$464/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$15,254/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,984
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,198
−HK$217/mo
Today · 4.125%
HK$8,415
baseline
▲ 0.50% · 4.625%
HK$8,859
+HK$444/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$16,830/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).