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Crescira AVM · estimated value Medium confidence
HK$2.18M
≈ HK$6,594 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$218K, with repayments around HK$9,491/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$8,931
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,209
−HK$282/mo
Today · 4.125%
HK$9,491
baseline
▲ 0.50% · 4.625%
HK$10,069
+HK$578/mo

Deposit HK$218K · loan HK$1.96M · min. income ≈ HK$18,982/mo (50% DSR)

Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
24A號(17室)
Saleable Area
330 ft²
Gross Area
450 ft²
Efficiency
73%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2009-08-12 HK$830K −9.1%
2009-07-24 HK$913K +226.1%
4.5y
2004-12-21 HK$280K −26.3%
2004-12-01 HK$380K +33.3%
1.3y
2003-07-30 HK$285K −32.1%
2.7y
2000-11-22 HK$420K −35.4%
1.6y
1999-04-21 HK$650K +62.5%
1.7y
1998-12-29 HK$400K −33.3%
1.4y
1998-07-30 HK$600K −29.4%
0.9y
1997-08-02 HK$850K +70.0%
0.7y
1996-11-28 HK$500K −25.9%
1996-08-09 HK$675K +12.5%
1995-12-30 HK$600K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wong Tai Sin
≈ 9 min walk · 666 m
Education
48
schools within 1 km (14 within 500 m)
Daily convenience
60
within 1 km (15 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com