▼ 0.50% · 3.625%
HK$4,431
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,569
−HK$140/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$287/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$134/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$274/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$154/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$315/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,568
−HK$148/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$301/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$168/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$344/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$160/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$329/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$182/mo
Today · 4.125%
HK$6,122
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$373/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$12,244/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$174/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,111
+HK$356/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$196/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,994
+HK$401/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,902
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,087
−HK$188/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,658
+HK$383/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,647
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$210/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,494
+HK$430/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,395
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$201/mo
Today · 4.125%
HK$7,794
baseline
▲ 0.50% · 4.625%
HK$8,205
+HK$411/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,588/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,090
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$224/mo
Today · 4.125%
HK$7,535
baseline
▲ 0.50% · 4.625%
HK$7,993
+HK$458/mo
Deposit HK$389K · loan HK$1.55M · min. income ≈ HK$15,070/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,888
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,099
−HK$215/mo
Today · 4.125%
HK$8,314
baseline
▲ 0.50% · 4.625%
HK$8,752
+HK$438/mo
Deposit HK$389K · loan HK$1.55M · min. income ≈ HK$16,628/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,533
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,768
−HK$238/mo
Today · 4.125%
HK$8,006
baseline
▲ 0.50% · 4.625%
HK$8,493
+HK$487/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,012/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,381
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,606
−HK$228/mo
Today · 4.125%
HK$8,834
baseline
▲ 0.50% · 4.625%
HK$9,299
+HK$465/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,668/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,225
−HK$252/mo
Today · 4.125%
HK$8,477
baseline
▲ 0.50% · 4.625%
HK$8,992
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,954/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,874
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,112
−HK$241/mo
Today · 4.125%
HK$9,353
baseline
▲ 0.50% · 4.625%
HK$9,846
+HK$493/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,706/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).