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At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,757/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,514/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$60,148 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 420 Saleable ft²
- Gross Area
- 640 ft²
- Efficiency
- 66%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-07 | HK$6.32M | +22.4% 3.4y · 6.0%/yr |
| 2017-04-27 | HK$5.16M | +76.7% 5.0y · 15.0%/yr |
| 2012-04-20 | HK$2.92M | +75.9% |
| 2009-04-16 | HK$1.66M | +5.7% |
| 2006-07-24 | HK$1.57M | +14.6% |
| 2006-06-03 | HK$1.37M | +19.1% |
| 2002-01-28 | HK$1.15M | — |