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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,495/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.20M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 333 Saleable ft²
- Gross Area
- 529 ft²
- Efficiency
- 63%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-13 | HK$4.75M | +17.3% 3.1y · 6.0%/yr |
| 2017-04-26 | HK$4.05M | +37.8% 3.0y · 13.0%/yr |
| 2014-04-09 | HK$2.94M | +47.0% |
| 2011-02-23 | HK$2.00M | +0.0% |
| 1997-06-07 | HK$2.00M | — |