▼ 0.50% · 3.625%
HK$4,142
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$131/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$268/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$126/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$256/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$294/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$281/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,125
−HK$157/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$321/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$150/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$307/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,552
−HK$170/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,990
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,151
−HK$163/mo
Today · 4.125%
HK$6,314
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,628/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$176/mo
Today · 4.125%
HK$6,800
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$358/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,600/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,406
−HK$197/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$7,004
+HK$401/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,912
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,097
−HK$188/mo
Today · 4.125%
HK$7,285
baseline
▲ 0.50% · 4.625%
HK$7,669
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,570/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,627
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,833
−HK$210/mo
Today · 4.125%
HK$7,043
baseline
▲ 0.50% · 4.625%
HK$7,471
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,086/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,373
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,570
−HK$201/mo
Today · 4.125%
HK$7,771
baseline
▲ 0.50% · 4.625%
HK$8,181
+HK$410/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,542/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$223/mo
Today · 4.125%
HK$7,483
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,966/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,833
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,043
−HK$214/mo
Today · 4.125%
HK$8,257
baseline
▲ 0.50% · 4.625%
HK$8,692
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,514/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,687
−HK$236/mo
Today · 4.125%
HK$7,923
baseline
▲ 0.50% · 4.625%
HK$8,405
+HK$482/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$15,846/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,294
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,517
−HK$225/mo
Today · 4.125%
HK$8,742
baseline
▲ 0.50% · 4.625%
HK$9,203
+HK$461/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$17,484/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).