▼ 0.50% · 3.625%
HK$4,469
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$142/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$135/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$156/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$170/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$346/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$162/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$331/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$184/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$375/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$176/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$198/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$189/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$212/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$203/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$415/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,151
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,374
−HK$225/mo
Today · 4.125%
HK$7,599
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,198/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,955
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$216/mo
Today · 4.125%
HK$8,385
baseline
▲ 0.50% · 4.625%
HK$8,827
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,770/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,598
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,834
−HK$240/mo
Today · 4.125%
HK$8,074
baseline
▲ 0.50% · 4.625%
HK$8,566
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,148/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,453
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,679
−HK$230/mo
Today · 4.125%
HK$8,909
baseline
▲ 0.50% · 4.625%
HK$9,379
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,818/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,045
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,295
−HK$254/mo
Today · 4.125%
HK$8,549
baseline
▲ 0.50% · 4.625%
HK$9,070
+HK$521/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,098/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,950
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,190
−HK$243/mo
Today · 4.125%
HK$9,433
baseline
▲ 0.50% · 4.625%
HK$9,931
+HK$498/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,866/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).