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Crescira AVM · estimated value Medium confidence
HK$70.94M
≈ HK$19,883 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.28M, with repayments around HK$240,679/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$226,477
−HK$14,202/mo
▼ 0.25% · 3.875%
HK$233,522
−HK$7,157/mo
Today · 4.125%
HK$240,679
baseline
▲ 0.50% · 4.625%
HK$255,324
+HK$14,645/mo

Deposit HK$21.28M · loan HK$49.66M · min. income ≈ HK$481,358/mo (50% DSR)

Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$3,015,102 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F-1/F
Flat
A
Saleable Area
3,568 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2004-09-07 HK$17.48M +249.6%
2002-05-03 HK$5.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 13 min walk · 962 m
Education
97
schools within 1 km (30 within 500 m)
Daily convenience
16
within 1 km (2 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 97 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com