Skip to content
Crescira AVM · estimated value Medium confidence
HK$56.93M
≈ HK$17,599 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.08M, with repayments around HK$193,144/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$181,747
−HK$11,397/mo
▼ 0.25% · 3.875%
HK$187,400
−HK$5,744/mo
Today · 4.125%
HK$193,144
baseline
▲ 0.50% · 4.625%
HK$204,896
+HK$11,752/mo

Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$386,288/mo (50% DSR)

Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,601 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
B
Saleable Area
3,235 ft²
Gross Area
3,527 ft²
Efficiency
92%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2026-03-03 HK$58.00M +197.4%
29.9y
1996-05-14 HK$19.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 13 min walk · 962 m
Education
97
schools within 1 km (30 within 500 m)
Daily convenience
16
within 1 km (2 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 97 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com