▼ 0.50% · 3.625%
HK$21,954
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$694/mo
Today · 4.125%
HK$23,331
baseline
▲ 0.50% · 4.625%
HK$24,751
+HK$1,420/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,662/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,424
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$665/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,101
+HK$1,357/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,150
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,901
−HK$763/mo
Today · 4.125%
HK$25,664
baseline
▲ 0.50% · 4.625%
HK$27,226
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,328/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,867
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$731/mo
Today · 4.125%
HK$28,318
baseline
▲ 0.50% · 4.625%
HK$29,811
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,636/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,165
−HK$832/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,701
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,095
−HK$797/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,521
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,541
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,429
−HK$902/mo
Today · 4.125%
HK$30,331
baseline
▲ 0.50% · 4.625%
HK$32,176
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,662/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,603
−HK$864/mo
Today · 4.125%
HK$33,467
baseline
▲ 0.50% · 4.625%
HK$35,231
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,934/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,736
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,692
−HK$972/mo
Today · 4.125%
HK$32,664
baseline
▲ 0.50% · 4.625%
HK$34,651
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,328/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,194
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,111
−HK$930/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$37,941
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,932
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$1,041/mo
Today · 4.125%
HK$34,997
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$2,129/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,994/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,636
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,619
−HK$997/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,651
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,127
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,220
−HK$1,110/mo
Today · 4.125%
HK$37,330
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$2,271/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,660/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,079
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,127
−HK$1,063/mo
Today · 4.125%
HK$41,190
baseline
▲ 0.50% · 4.625%
HK$43,361
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,380/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,323
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,484
−HK$1,179/mo
Today · 4.125%
HK$39,663
baseline
▲ 0.50% · 4.625%
HK$42,076
+HK$2,413/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,326/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,521
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,635
−HK$1,129/mo
Today · 4.125%
HK$43,764
baseline
▲ 0.50% · 4.625%
HK$46,071
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,528/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,518
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,747
−HK$1,249/mo
Today · 4.125%
HK$41,996
baseline
▲ 0.50% · 4.625%
HK$44,552
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$83,992/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,963
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,142
−HK$1,197/mo
Today · 4.125%
HK$46,339
baseline
▲ 0.50% · 4.625%
HK$48,781
+HK$2,442/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,678/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).