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Crescira AVM · estimated value ● Medium confidence
HK$10.58M
≈ HK$12,522 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.17M, with repayments around HK$35,896/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,777
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,828
−HK$1,068/mo
Today · 4.125%
HK$35,896
baseline
▲ 0.50% · 4.625%
HK$38,080
+HK$2,184/mo

Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$71,792/mo (50% DSR)

Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,777 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B1
Saleable Area
845 ft²
Gross Area
964 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2008-10-20 HK$6.25M −6.0%
11.6y
1997-03-15 HK$6.65M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 10 min walk · 788 m
Education
108
schools within 1 km (23 within 500 m)
Daily convenience
21
within 1 km (6 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 108 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building