▼ 0.50% · 3.625%
HK$19,665
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,276
−HK$622/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,170
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$595/mo
Today · 4.125%
HK$23,059
baseline
▲ 0.50% · 4.625%
HK$24,274
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,118/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,631
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,304
−HK$684/mo
Today · 4.125%
HK$22,988
baseline
▲ 0.50% · 4.625%
HK$24,386
+HK$1,398/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,976/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,065
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$655/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,702
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$746/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$715/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,564
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,359
−HK$808/mo
Today · 4.125%
HK$27,167
baseline
▲ 0.50% · 4.625%
HK$28,820
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,334/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,440
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,203
−HK$773/mo
Today · 4.125%
HK$29,976
baseline
▲ 0.50% · 4.625%
HK$31,557
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,952/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,387
−HK$870/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$31,037
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,628
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,449
−HK$833/mo
Today · 4.125%
HK$32,282
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,564/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,497
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$932/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$33,254
+HK$1,907/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,815
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,695
−HK$893/mo
Today · 4.125%
HK$34,588
baseline
▲ 0.50% · 4.625%
HK$36,411
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,176/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,464
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,442
−HK$995/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,471
+HK$2,034/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,003
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,942
−HK$952/mo
Today · 4.125%
HK$36,894
baseline
▲ 0.50% · 4.625%
HK$38,839
+HK$1,945/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,788/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,430
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,470
−HK$1,057/mo
Today · 4.125%
HK$35,527
baseline
▲ 0.50% · 4.625%
HK$37,688
+HK$2,161/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,054/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,188
−HK$1,012/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,266
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$1,118/mo
Today · 4.125%
HK$37,616
baseline
▲ 0.50% · 4.625%
HK$39,905
+HK$2,289/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,232/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,378
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,434
−HK$1,072/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$43,694
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,719 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).