▼ 0.50% · 3.625%
HK$17,220
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,756
−HK$544/mo
Today · 4.125%
HK$18,300
baseline
▲ 0.50% · 4.625%
HK$19,414
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,600/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,158
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,671
−HK$522/mo
Today · 4.125%
HK$20,193
baseline
▲ 0.50% · 4.625%
HK$21,257
+HK$1,064/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,386/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,942
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,532
−HK$598/mo
Today · 4.125%
HK$20,130
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,225/mo
Deposit HK$3.40M · loan HK$4.15M · min. income ≈ HK$40,260/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,073
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,638
−HK$574/mo
Today · 4.125%
HK$22,212
baseline
▲ 0.50% · 4.625%
HK$23,383
+HK$1,171/mo
Deposit HK$3.40M · loan HK$4.15M · min. income ≈ HK$44,424/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,664
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,307
−HK$653/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,297
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$625/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,386
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,083
−HK$707/mo
Today · 4.125%
HK$23,790
baseline
▲ 0.50% · 4.625%
HK$25,238
+HK$1,448/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$47,580/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,573
−HK$677/mo
Today · 4.125%
HK$26,250
baseline
▲ 0.50% · 4.625%
HK$27,634
+HK$1,384/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$52,500/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,109
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,858
−HK$762/mo
Today · 4.125%
HK$25,620
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,240/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,821
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,540
−HK$730/mo
Today · 4.125%
HK$28,270
baseline
▲ 0.50% · 4.625%
HK$29,760
+HK$1,490/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,540/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$816/mo
Today · 4.125%
HK$27,450
baseline
▲ 0.50% · 4.625%
HK$29,121
+HK$1,671/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$54,900/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,736
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$782/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$31,885
+HK$1,596/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,553
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$870/mo
Today · 4.125%
HK$29,280
baseline
▲ 0.50% · 4.625%
HK$31,062
+HK$1,782/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$58,560/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,652
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,474
−HK$834/mo
Today · 4.125%
HK$32,308
baseline
▲ 0.50% · 4.625%
HK$34,011
+HK$1,703/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$64,616/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,185
−HK$925/mo
Today · 4.125%
HK$31,110
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,893/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,220/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,568
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$886/mo
Today · 4.125%
HK$34,327
baseline
▲ 0.50% · 4.625%
HK$36,137
+HK$1,810/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,654/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$979/mo
Today · 4.125%
HK$32,940
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,005/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$65,880/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$939/mo
Today · 4.125%
HK$36,347
baseline
▲ 0.50% · 4.625%
HK$38,262
+HK$1,915/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$72,694/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).