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Crescira AVM · estimated value ● Medium confidence
HK$32.81M
≈ HK$17,621 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.84M, with repayments around HK$111,309/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$104,741
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$107,999
−HK$3,310/mo
Today · 4.125%
HK$111,309
baseline
▲ 0.50% · 4.625%
HK$118,082
+HK$6,773/mo

Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$222,618/mo (50% DSR)

Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,422 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
C
Saleable Area
1,862 ft²
Gross Area
2,154 ft²
Efficiency
86%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2018-12-14 HK$45.00M +87.7%
8.6y
2010-05-28 HK$23.98M +186.2%
8.4y
2001-12-27 HK$8.38M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 9 min walk · 687 m
Education
68
schools within 1 km (18 within 500 m)
Daily convenience
82
within 1 km (12 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
80
parks, libraries, sports within 1 km

Family-friendly — 68 schools within a 1 km walk.

Everyday convenience — 82 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Other appraised units in this building