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Crescira AVM · estimated value Medium confidence
HK$13.76M
≈ HK$13,310 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.13M, with repayments around HK$46,691/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,935
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,302
−HK$1,389/mo
Today · 4.125%
HK$46,691
baseline
▲ 0.50% · 4.625%
HK$49,532
+HK$2,841/mo

Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,382/mo (50% DSR)

Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$516,102 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B
Saleable Area
1,034 ft²
Gross Area
1,062 ft²
Efficiency
97%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2013-08-20 HK$12.00M +84.6%
2007-05-23 HK$6.50M +22.6%
2000-01-20 HK$5.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 10 min walk · 787 m
Education
67
schools within 1 km (19 within 500 m)
Daily convenience
78
within 1 km (14 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
69
parks, libraries, sports within 1 km

Family-friendly — 67 schools within a 1 km walk.

Everyday convenience — 78 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 69 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com