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Crescira AVM · estimated value Medium confidence
HK$13.92M
≈ HK$13,477 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.18M, with repayments around HK$47,229/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,442
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,405/mo
Today · 4.125%
HK$47,229
baseline
▲ 0.50% · 4.625%
HK$50,103
+HK$2,874/mo

Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$94,458/mo (50% DSR)

Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,052 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
1,033 ft²
Gross Area
1,331 ft²
Efficiency
78%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
1997-04-17 HK$9.40M +6.8%
1997-02-05 HK$8.80M +29.4%
1995-11-22 HK$6.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 10 min walk · 787 m
Education
67
schools within 1 km (19 within 500 m)
Daily convenience
78
within 1 km (14 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
69
parks, libraries, sports within 1 km

Family-friendly — 67 schools within a 1 km walk.

Everyday convenience — 78 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 69 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com