▼ 0.50% · 3.625%
HK$3,744
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$118/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$242/mo
Deposit HK$821K · loan HK$821K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$113/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$232/mo
Deposit HK$821K · loan HK$821K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$130/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$266/mo
Deposit HK$739K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$124/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$255/mo
Deposit HK$739K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$290/mo
Deposit HK$657K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$277/mo
Deposit HK$657K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$154/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$314/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,415
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$148/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$300/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$166/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$339/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,832
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$159/mo
Today · 4.125%
HK$6,147
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$324/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$12,294/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$177/mo
Today · 4.125%
HK$5,968
baseline
▲ 0.50% · 4.625%
HK$6,332
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,936/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$170/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$347/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$189/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$388/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,665
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$182/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,395
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$201/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,176
+HK$412/mo
Deposit HK$246K · loan HK$1.40M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$193/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$393/mo
Deposit HK$246K · loan HK$1.40M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$213/mo
Today · 4.125%
HK$7,162
baseline
▲ 0.50% · 4.625%
HK$7,598
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,324/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,498
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$204/mo
Today · 4.125%
HK$7,903
baseline
▲ 0.50% · 4.625%
HK$8,319
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,806/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).