▼ 0.50% · 3.625%
HK$2,095
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,161
−HK$66/mo
Today · 4.125%
HK$2,227
baseline
▲ 0.50% · 4.625%
HK$2,362
+HK$135/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,454/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,331
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,394
−HK$63/mo
Today · 4.125%
HK$2,457
baseline
▲ 0.50% · 4.625%
HK$2,587
+HK$130/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,914/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,305
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,377
−HK$73/mo
Today · 4.125%
HK$2,450
baseline
▲ 0.50% · 4.625%
HK$2,599
+HK$149/mo
Deposit HK$414K · loan HK$505K · min. income ≈ HK$4,900/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,564
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$70/mo
Today · 4.125%
HK$2,703
baseline
▲ 0.50% · 4.625%
HK$2,845
+HK$142/mo
Deposit HK$414K · loan HK$505K · min. income ≈ HK$5,406/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,515
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$79/mo
Today · 4.125%
HK$2,672
baseline
▲ 0.50% · 4.625%
HK$2,835
+HK$163/mo
Deposit HK$368K · loan HK$551K · min. income ≈ HK$5,344/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,797
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$77/mo
Today · 4.125%
HK$2,949
baseline
▲ 0.50% · 4.625%
HK$3,104
+HK$155/mo
Deposit HK$368K · loan HK$551K · min. income ≈ HK$5,898/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$86/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$176/mo
Deposit HK$322K · loan HK$597K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,031
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$82/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,363
+HK$169/mo
Deposit HK$322K · loan HK$597K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,307
+HK$189/mo
Deposit HK$276K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,351
−HK$89/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,621
+HK$181/mo
Deposit HK$276K · loan HK$643K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,241
−HK$99/mo
Today · 4.125%
HK$3,340
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$204/mo
Deposit HK$230K · loan HK$689K · min. income ≈ HK$6,680/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,591
−HK$95/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,880
+HK$194/mo
Deposit HK$230K · loan HK$689K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$106/mo
Today · 4.125%
HK$3,563
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$217/mo
Deposit HK$184K · loan HK$735K · min. income ≈ HK$7,126/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$101/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$208/mo
Deposit HK$184K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$113/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$230/mo
Deposit HK$138K · loan HK$781K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$108/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$220/mo
Deposit HK$138K · loan HK$781K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$119/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$244/mo
Deposit HK$92K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$114/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$233/mo
Deposit HK$92K · loan HK$827K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).